Money Matters Resources

Age UK helps older people, with benefits, managing money, staying away from cheats and deal with legal problems.

Freephone 0800 678 1602

https://www.ageuk.org.uk/information-advice/money-legal/

The British Legion helps members of the Royal Navy, British Army and the Royal Air Force.

British Legion provides help with debt and emergency situations.

https://www.britishlegion.org.uk/get-support/who-we-help

Free money advice for small business and self-employed. Business Debt Line offers an on-line budgeting tool.

https://www.businessdebtline.org/

Free advice on with how to manage your money and debt.

0800 328 0006

https://capuk.org/i-want-help/our-services/cap-debt-help/introduction

They offer free advice on how to get out of debt.

https://www.debtadvicefoundation.org/

They offer free advice on how to get out of debt.

Tel number 0800 085 0226

https://www.debtsupporttrust.org.uk/

Disability Rights provides information for disabled people. The website includes fact sheets on benefits and changes which may affect disabled people.

https://www.disabilityrightsuk.org/how-we-can-help

Energy Saving Trust works with people on a face to face basis, businesses, communities and governments to save energy.

Energy Saving Trust gives advice on energy savings and understanding your gas and electric bills.

https://energysavingtrust.org.uk/home-energy-efficiency

Our benefits calculator will help you find out what benefits you can claim. The calculator is free to use, and the details you provide are anonymous.

Benefit calculator (entitledto.co.uk)

Provides information to help single parents support themselves and their families. Gingerbread run courses to help single parents with the skills and getting jobs. Their website includes information on benefits, tax credits and universal credit.

https://www.gingerbread.org.uk/information/benefits-tax-credits-and-universal-credit/

IVA.org provides practical advice to anyone with their unsecured debts.

Telephone 0800 856 8569

E-mail enquiries@iva.org

https://www.iva.org/

The service offers free a face-to-face advice on money and debt problems.

http://www.lighthouseproject.org.uk/lighthouse-money-advice/

The Local Energy Service works with Councils and Housing Associations across the country to offer eligible residents a free energy and money saving service.

Free phone 0800 060 7567.

https://applyforleap.org.uk/

Middleton Day Centre for homeless and disadvantaged people offers housing advice including help finding somewhere to live and ongoing support. They offer benefits advice, support around money and cooking; sessions with drug and alcohol teams, showers, laundry, clothing store, breakfast, and dinner.

https://www.homeless.org.uk/homeless-england/service/middleton-day-centre

Macmillan have advisers to help with benefits and money worries.

Macmillan Support Line on 0808 808 00 00.

NB Referrals to ae made to StepChange Debt Charity for debt advice.

https://www.macmillan.org.uk/cancer-information-and-support/impacts-of-cancer/benefits-and-financial-support/benefits-and-your-rights

National Debtline is a charity, they give free advice over the phone and online.

National Debtline has an online tool to help tenants get out of debt.

You can Webchat  with an advisor from  Monday to Friday 9am - 8pm.

National Debtline will also handle debt enquiries via  - Email National Debt line for  advice. https://tools.nationaldebtline.org/email-for-advice/

Or a telephone service is available, 0808 808 4000. Monday to Friday 9am – 8pm.

https://www.nationaldebtline.org/

Free help & advice to anyone struggling with debts.

https://www.payplan.com/

Help people who are homeless or are at risk of homelessness, rough sleepers, or who are socially isolated.

The Hub has an open-door policy and services are available Monday to Friday, these include:

• Daily free breakfast from 9am to 10am
• Showering facilities with clean towels, underwear, toiletries and sanitary products available for free
• Laundry facilities
• Access to clean clothing either at the Hub or via a voucher for the Community Store
• One-to-one assessment to help identify support needs
• Advice and advocacy
• Links to Petrus’ accommodation services
• Wellbeing and health activities such as healthy eating and life skills
• Move-on packs that include basic essentials
• Training

https://www.petrus.org.uk/hub

You may get emergency money through the Discretionary Crisis Fund.

http://www.rochdale.gov.uk/council-tax-benefits-and-money/Pages/money-debt-and-benefits-advice.aspx

The type of support available

Community Champions can help with:

• Building your skills, including reading, writing, maths and getting a job.

• Learn about computers and how to use services.

•  Help your children with reading and writing.

• If you are struggling with a mental health issue

•  If you are struggling with loss after a death.

• Get a job, through work clubs or 1-to-1 support.

• Get the most out of life if you're feeling vulnerable or lonely.

•  Increase your benefits or deal with a change in circumstances.

• Making the most of your money.

http://www.rochdale.gov.uk/jobs-and-training/volunteering/Pages/community-champions.aspx

Rochdale Foodbank offers free advice and support to existing clients, on debts, bailiffs, bankruptcy, money management, CCJ’s and dealing with creditors.

Rochdale Foodbank | Helping Local People in Crisis

Rochdale Law Centre provides free, legal advice and helps people in Greater Manchester and some surrounding areas.

Free legal advice is provided in the areas of Housing, Asylum and Immigration.

http://www.rochdalelawcentre.org.uk/

Shelter provides advice about housing and homelessness, including clearing debt, paying rent or mortgage arrears, and dealing with possible eviction or repossession.

On-line chat is open and the free emergency help line is 0808 800 4444.

https://england.shelter.org.uk/housing_advice/benefits

StepChange helps people with debt take back control of their money and their lives.

https://www.stepchange.org/

Turn2us helps people with their money get back on track.

Useful tools include a benefit calculator and grants search.

https://www.turn2us.org.uk/

United Utilities offers a wide range of ways to reduce your water charges and water usage.

https://www.unitedutilities.com/my-account/your-bill/difficulty-paying-your-bill/