Why do I need it?

We insure the structure of your home, but our cover doesn’t include what’s inside it (your furniture and your personal belongings).

Replacing the contents of your home could prove very expensive. By purchasing tenants' home contents insurance your personal belongings will be insured against events including:

  • fire
  • theft
  • flooding/escape of water
  • accidental damage

'Pay As You Go' Home Contents Insurance Scheme

We work with a major insurer, Aviva Insurance, to offer home contents insurance that can be paid in weekly or monthly instalments.

Premiums start at just 28p per week for £4,000 cover for customers over 55 years of age, and 58p per week for £4,000 cover for customers under 55 years of age. These prices include Insurance Premium Tax (IPT) at the current rate.

You can choose the right level of cover for you, from £4,000 up to £40,000.

You can also include covers for personal belongings away from the home, wheelchairs and mobility scooters and hearing aids, for an additional premium.

Unlike some insurance policies, there are no excesses so you will not have to pay anything in the event of a claim.

How to apply

Acceptance restrictions may apply for conviction and claims experience. Terms and conditions apply, contact above.

How do I get further information?

Complete our enquiry form and a member of our team will get in touch with you.

The policy is arranged by Aon UK Ltd and underwritten by Aviva Insurance Limited who are both authorised and regulated by the Financial Conduct Authority. Aviva Insurance Limited, Registered in Scotland Number 2116. Registered Office: Pitheavlis, Perth PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.  FP.TCI.2024.223.SD